Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To proactively originate, assess, structure, and support the execution of credit solutions for Business and Commercial Banking clients, while ensuring high-quality credit submissions and effective sound risk management. To deliver a seamless client credit experience and contribute to market penetration and sustainable revenue growth.

Type of Qualification: First Degree
Field of Study: Business Commerce, Finance or related field

professional/Technical Certifications

• Professional Banking qualification, or
• Credit / Risk related professional qualifications; or
• CA, CPA, ACCA, CIMA, ACIB, AKIB

Experience Required
8-10 years

• Conducting robust credit analysis and financial assessment
• Structuring and executing lending across key focus sectors covering transactions across a range of products including structured finance.
• Ability to assess client funding needs (capex & working capital) and translate these into fit‑for‑purpose credit structures aligned to cashflows
• Strong financial modelling capability to evaluate repayment capacity, stress-test assumptions, and inform structuring decisions
• Proven covenant-setting expertise—designing practical, risk-aligned covenants derived from underlying business and model outputs
• End-to-end credit origination and structuring experience, with demonstrable ownership of complex deals through to execution
• Deep sector understanding and credit judgement, with the ability to tailor structures to sector-specific risks and shape deal outcomes

Behavioural Competencies:

• Challenging Ideas
• Developing Strategies
• Embracing Change
• Establishing Rapport
• Making Decisions
• Providing Insights
• Team Working
• Upholding Standards

Technical Competencies:

• Client Knowledge
• Economic Capital Management
• Mergers & Acquisitions Operations
• Risk Reporting
• Risk Response Strategy